IUL FOR LIFE

The content on this website is meant for educational purposes only and should not be considered legal advice on the subject of IULs (Indexed Universal Life) insurance policies or any other program being promoted on this site. The above comparison is not a recommendation to take any action without first consulting with an appropriate licensed or legal professional. With all the benefits of an IUL, you must consider some of the policy’s inherent limitations: (a) An IUL is a long-term, permanent life insurance policy. (b) Like all insurance products, it is a state-regulated program. (c) Types of policies vary from carrier to carrier. (d) The policy must be funded properly to realize the full cash value and death benefit. (e) Cash accumulation is based on market performance. (f) The speed of cash growth depends on participating rates, fees, and caps. (g) Part of the premium goes into administrative fees. (h) The policy must remain active to gain full contractual benefits. These conditions should be understood before purchasing a policy. Furthermore, this general information does not reflect current market conditions, legal developments, or financial predictions. Also, individuals’ circumstances must be considered before purchasing any insurance product, including an IUL policy. Therefore, IUL For Life or Spring Capital Investment (its parent company) disclaims all liability concerning actions taken or not taken based on any or all the contents of this website.